Let’s play “The What-If Game” like our life depends on it, because it’s a much better game than the alternatives, “What Now?” or, “What Did You THINK Was Going to Happen?” which are both terrible games that require zero strategy and yield no winners whatsoever. In “What-If” you are in pole position when you can answer or at least consider questions like “What if I become incapacitated but am otherwise healthy and lucid for decades, how will I cover my care costs and where would I live?” Or, “What if I develop dementia, how can I mitigate its impact on myself and others and how much will that cost?” Or, “What if I am no longer mobile, how will I maintain my independence and what tools, resources and savings will I need to keep chugging along in my own special way?” So many rabbit holes, so many hard questions — but so much panic averted for all when you at least play the game and start the conversation and strategy-building. #GrandPlans

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